Are Dental Savings
Plans Worth It

Dental Savings Plans – Are They Worth It?

Dental care can be expensive, especially if you don’t have dental insurance. Dental savings plans are a popular alternative to dental insurance, but are they really worth the cost? Let’s take a look at how dental savings plans work and whether or not they’re a good value for your money.

How Dental Savings Plans Work

Dental savings plans are similar to other types of membership clubs. You pay an annual fee to join the plan and then you receive discounts on dental services from the dental practice offering the plan. Most discount usually ranges from 10% to 60%, depending on the dental service. Most plans also have an annual maximum benefit, so you’ll only save up to a certain dollar amount each year.

Biggest Benefits To Dental Savings Plans 

The biggest benefit of dental savings plans is that there is no waiting period for coverage. This means that you can use your plan as soon as you join and you don’t have to wait months or even years for major services like dental crowns or dental implants.

Another benefit of dental savings plans is that they often include other perks, such as discounts on emergency dental care services like root canals and surgical tooth extractions. While these perks vary from plan to plan, they can add up to significant savings over time.

Are Dental Savings Plans Worth It?

Dental savings plans can be a great value for people who don’t have dental insurance and need help paying for dental care. However, there are a few things to keep in mind before you sign up for a plan.

First, make sure you understand what services are covered by the plan and what the discount will be. Some procedures, like braces and dentures, may not be covered or may only receive a small discount.

Second, compare the cost of the dental savings plan to the cost of dental insurance. In alot of cases, it may be cheaper to join the dental savings plan rather than invest in dental insurance annually. 

Finally, consider whether or not you’ll actually use the services covered by the plan. If you only need routine cleanings and exams, then a dental savings plan is already a great value. However, if you need major work done, such as a root canal or wisdom teeth removal, you may need to plan for the out of pocket expense that will come with that service. 

Dental care can be expensive but there are ways to save money on your treatments. Dental savings plans offer an alternative to traditional dental insurance policies and can provide customers with significant discounts on their care. However, it’s important to understand how these plans work and what they cover before signing up for one. Additionally, compare the cost of the dental savings plan to the cost of dental insurance policies to make sure you’re getting the best value for your money.

Visit our New Patient Resources page to learn the full benefits of our dental savings plan.